vCard
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About
vCard is a mobile credit application that provides users with an instant virtual credit card and credit line, facilitated through a user-friendly app. This unique platform allows users to borrow money from reliable financial institutions with a limit of up to Rs. 5 lakhs based on their credit profile. Apart from offering digital credit through the app, vCard also provides a physical debit card linked to the user's account for seamless transactions. The app features automated reminders for due payments, personalized expense analysis, and allows conversions of spending to easy EMIs. Customers can manage their spending efficiently and earn reward points on purchases made through the app or card. Safety is prioritized with robust security measures for transactions and personal data. The application process is quick, requiring basic information and KYC verification, making it accessible to a broad audience. Users can operate the app online, utilizing the UPI system, with options for transferring funds to their bank accounts. Notifications remind users of upcoming payments, and there are no hidden fees, maintaining transparency in charges.
Platform
Features
• instant virtual credit card
• 24x7 access to funds
• reward points on spending
• transparent fee structure
• ability to convert spending to emis
• physical credit card sent to registered address
• personalized expense analysis
• automated bill reminders
• credit line up to rs. 5 lakh
• upi-enabled transactions
Pricing Plans
Free
Free Plan• Instant approval
• No hidden fees
• Credit limit up to Rs. 5,00,000
• Access to exclusive offers
• Online banking features
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