KarmaLife
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About
KarmaLife is India's largest Earned Wage Access (EWA) platform, designed to empower the workforce, especially gig and blue-collar workers, by providing earnings-linked financial services. The platform offers early access to earned wages, streamlined digital onboarding, and various credit solutions, making financial accessibility easier. With a goal to improve productivity and retention, KarmaLife has expanded rapidly, partnering with major gig platforms across e-commerce, logistics, and food-tech sectors, and has amassed over 2 million users since its inception. The company aims to become the leading financial app for gig workers, fostering sustainable finance and financial resilience. It is backed by a team of experienced founders and executives from top tech and financial institutions, highlighting its commitment to innovation in financial technology.
Platform
Features
• earned wage access
• access to funds 24/7
• automated partner experience
• digital onboarding with high adoption rates
• personal loan
• line of credit
FAQs
How much funds will a user be able to access?
KarmaLife credit is linked to a user's monthly earnings, which can be checked in the KarmaLife app.
When will a user receive their amount?
The amount will be credited into a user's bank account within 4 hours after the transaction is initiated.
What if a user pays directly and it gets deducted from their salary too?
If this rare occurrence happens, the user should report the issue to KarmaLife for a refund.
How secure is the information provided by a user?
Information provided to KarmaLife is safe and secure, and is not shared with any third party.
Can money be transferred to someone else's account?
No, transfers can only be made to the bank account validated during the KarmaLife application setup.
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