QUASH is an advanced AI platform designed to improve the lending process by identifying reliable borrowers and increasing loan acceptance rates by up to 40%. It utilizes a unique algorithm that assesses applicants based on their personality and the financial institution's risk preferences. With access to over 700 alternative data variables, QUASH aids in enriching borrower profiles to facilitate better decision-making and the development of competitive financial products. The platform also allows users to create, test, and customize credit rules tailored to specific applicant needs while providing real-time insights on portfolio performance, helping lenders increase profitability while minimizing risk.
• personality-based borrower assessment
• integration of alternative data variables
• real-time portfolio insights
• ability to create and test new credit rules
• customization according to risk appetite
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A federated AI framework that integrates decentralized data sources for AI development.
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