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Pagaya

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About

Pagaya is an AI-powered lending network designed to enhance the credit evaluation and approval process for various financing partners such as banks, credit card networks, auto lenders, fintechs, and merchants. With its advanced AI technology, Pagaya helps partners better analyze customer applications, ensuring faster and more inclusive credit approvals without increasing risk. By utilizing AI, Pagaya allows partners to improve conversion rates and customer relationships through accurate risk assessment and behavior predictions, fundamentally transforming traditional underwriting practices. The platform connects investors willing to purchase approved assets, thereby facilitating a seamless integration for its partners. Founded in 2016, Pagaya continues to innovate and expand its offerings, contributing to a fairer financial landscape.

Platform
Web
Keywords
fintechfinancial servicesloan approvalcredit analysisai lending
Task
credit evaluation
Features

• enhanced customer relationships

• ai-powered credit analysis

• increased credit approval rates

• partner integration via api

• real-time risk evaluation

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