Piñata
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About
Piñata provides renters with a unique rewards and credit building program for just $5 a month. By reporting on-time rent payments to major credit bureaus, renters can significantly boost their credit score while earning points for rewards such as gift cards and special offers. The platform also features a no-fee checking account called Piñata Pay, allowing users to pay their rent without incurring additional costs. Members can track their credit progress through a user-friendly dashboard, and enjoy bonuses like giveaways and promotions. Piñata is focused on enhancing the renter experience by harmonizing landlord-tenant relationships.
Platform
Task
Features
• build your credit score by 150 points
• earn rewards with rent payments
• access to a no-fee debit card for renters
• track credit score progress
• win giveaways and prizes
• participate in a deals marketplace
FAQs
What do I get with a membership?
Your membership gives you credit reporting to all 3 major bureaus, points every rent day to spend in our rewards shop, and no-fee checking account, Piñata Pay.
Is there a free Piñata membership?
We have a free "limited rewards-only" version of Piñata that allows you to start your journey, but it does not include full benefits.
Does my landlord need to be a Piñata member?
No, your landlord does not need to be a member.
Do I pay rent with Piñata?
You can use Piñata Pay to pay rent, which provides cash back on purchases.
How does credit building work?
We report your on-time rent payments to the credit bureaus to help improve your credit score.
What if I am late with my rent payment? Is it also reported?
Only on-time payments are submitted; your landlord may report late payments directly.
Is Piñata secure?
We encrypt personal data and partner with trusted financial services.
Pricing Plans
Standard Membership
USD5.00 / per month• Credit reporting to major bureaus
• Rewards points for daily transactions
• No-fee checking account (Piñata Pay)
• Access to giveaways and promotions
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