Experience Requirements:

• At least 2 years’ experience in a Credit Risk analytical role

Other Requirements:

• Expertise in credit risk management for revolving / non revolving products

• Prior experience of working with at least one of the 3 major US credit bureaus

• Strong analytical skills to understand the business process needs and translate them to system requirement specifications

• Proficiency with one or more database querying tools (SQL, R, Python)

• Proficiency with analytical tools and visualization software (e.g., Excel, Tableau, MongoDB)

• Attention to detail and quality of the deliverables and a growth mindset

Responsibilities:

• Design tools and monitor the credit performance on client’s portfolios and intervene as needed

• Identify common risks and possible solutions across Scienaptic’s clients

• Develop insights to inform strategy improvements and new product use cases

• Become the resident SME for Scienaptic’s solution and optimal strategic use

Education Requirements:

• Bachelors / Masters in Engineering / Economics / Statistics / Mathematics

Experience Requirements:

• Minimum 1-2 years of experience with python coding product development

Other Requirements:

• Experience in python coding and MS Excel

• Experience in problem solving with python coding

• Experience of working in banking space would be a positive

• Good communication skills

Responsibilities:

• Develop clear and concise analytical approach for problem solving with client partnership

• Understand credit underwriting rules from the clients

• Automating the credit rules using Scienaptic platform

• Finding opportunities to acquire more customers by modifying/optimizing existing rules

• Doing periodic upgrades of the underwriting strategy based on business requirements